Ever wish you could do more, like volunteer, but just don't have the time? Or wish you could be more of a philanthropist, but your budget just can't handle the added expense? Well, there's a way to make a difference in someone's life and not break your budget or die of exhaustion. It's called Kiva. Kiva is a microloan organization that allows people worldwide to apply for loans to start or further their businesses. Here's where you fit in: you go through Kiva's directory and find someone who you'd like to loan to. You can search by geographical location, gender and industry. Once you've found someone, you loan as little as $25 to them with a click of a button. Then, in small installments, the person (or group) to whom you loaned pays you back. Simple! And in doing so, you relieve financial burdens on impoverished communities by enabling families to become entrepreneurs and to provide services for their communities. A little makes a lot.
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